Buy and Hold Loans


Searching for a reliable and trustworthy hard money lender in your own backyard? At Versara Capital, we are industry leaders in hard money loans for buy and hold loans. We provide competitive rates and flexibility! These short-term loans are designed to support borrowers in the land, mobile, or real estate business, offering the extra income needed for your property or properties. Whether you are an investor or landlord, we are here to provide the capital you need to thrive in your business!

Here are a couple examples of loans we can offer:

  • Mobile Home Financing
  • Fix and Flips
  • Fix and Holds
  • Hard Money land loans
  • Single Family Residential
  • Condos and Townhomes
  • Short Sales
  • Secondary Homes
  • Investment Rentals 
  • Rehab loans
  • Multi-Family Loans

What is a Buy and Hold Strategy?

The buy and hold strategy is a non-traditional approach to real estate investing. It involved purchasing a foreclosed or undervalued property, with the intention of selling them at a profit through renovations, appreciation, or both! Since most foreclosures require upfront cash, utilizing hard money for the buy and hold loan is ideal to acquire the asset. 

Why Choose us for the buy and hold loan?  

For over a decade, our clients have turned to us for their buy and hold needs. Unlike most traditional lenders, with limited options + restrictions, we take pride in catering to non-owner occupied properties and real estate professionals aiming to maximize the profitability. As a leading hard money buy and hold loan lender in the area, we are committed to providing you with the cash flow required to secure distressed properties you can acquire, allowing the opportunity to build an entire portfolio with our backing. 

Equity Matters, Not Credit. 

Our underwriters prioritize the equity in your investment, instead of focusing solely on credit history. Even with below-average credit, prior bankruptcies, or foreclosures, we can still approve your buy and hold loan application. Our fast and straight forward process is designed to expedite funding, often delivering the funds in as little as 48 hours. 

Ready to Get Funded? 

To learn more about the benefits of buy and hold loans, take the first step and reach out to our friendly team at 602-730-6853. We are dedicated to answering all your questions and guiding you through a smile and efficient application process, ensuring same day approval. Don't wait - call today or begin your application now to seize the opportunities waiting in the real estate market. 


Start your hard money loan application today! Call us at (602) 362-6645 or click below.

Get Funded Today!